Product · mentioned 10 times
Consumer credit score model produced by Fair Isaac Corporation and widely used by US lenders as an input when assessing borrowers.
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The MoneyPot· 4 Nov
Terry O'Neil says Pagaya does not make a binary decision based on a FICO score and does not refuse anyone under 640 or anyone under 620, but looks at additional cues across the credit spectrum.Wharton FinTech Podcast· 3 Nov
Matt Palese says FICO is one critical input in Earnest's underwriting, alongside career trajectory, real free cash flow after taxes and other debt obligations, savings behaviour and other sources of income.BILLIONS· 25 Jun
Jason Wilk argues that for small short-term credit FICO is an irrelevant score, because it is based on long-duration credit such as a mortgage or auto loan.