Wharton FinTech Podcast
Wharton Fintech Podcast
2 episodes
How Fintech Is Rewiring Student Lending with Matt Palese, CEO of Earnest
3 Nov · 41 min
- Student loan defaults are poised to hit record levels in 2026, with roughly 45m Americans carrying student debt.
- Earnest CEO Matt Palese says only about $10bn of the $100bn in student loans eligible for refinancing was refinanced last year.
ICONIQ General Partner, Yoonkee Sull - Finding Edge in Fintech and Building Enduring Companies
27 Jun 2025 · 47 min
- Yoonkee Sull says ICONIQ kept investing in fintech through the 2022 downturn while peers pulled back, and 2025 activity is returning with AI.
- Sull says fintechs must win on product or embedded finance distribution, since incumbents' edge is distribution and balance sheets.