Banking Without Borders
Technically Money
3 episodes
Best UK Savings Rates — November 2026 | 5.4% Fixed & Savings Tax Rise Update
- The Budget raises tax on non-ISA interest by 4 percentage points from April 2027 while keeping the £20,000 cash ISA allowance.
- The Bank of England is expected to raise the base rate to 4% on Thursday, the first increase in more than three years.
3 Nov · 20 min
Why We Think Personal Loans Are Predatory (And Better Ways to Borrow)
- Jonny Pease argues Revolut's personal loan rollout to over 14m customers is a concern, since the advertised 6.9% APR goes only to just over half of accepted applicants.
- Jan Watermann calls Revolut's loan terms surprisingly good, though not market leading, but says the minutes-long application is shocking.
30 Oct · 31 min
Can Revolut Really Become the World’s First $100B Global Bank?
- Revolut's current $2.2bn revenue would need roughly 50 times growth to reach Storonsky's $100bn target, and host Jonny says new products like eSIMs and Revpoints are far too small to close that gap.
- Jonny argues Revolut must move into lending, private banking and business credit, since HSBC earns about 30 times more revenue than Revolut from fewer customers.
10 Apr 2025 · 18 min