Fintech Insider Podcast by 11:FS
00:46:43 · Brad Wiskirchen, Kate Moody
[00:46:43] S4: Oh, yeah. There's there's old prisons that are converted, and they turn them over to people for haunted houses that you go through. And there's an old old hospital that I've been through that was the scariest thing ever where they've turned it into a haunted house, like people people taking over large buildings and with an eye just to scaring the living heck out of you. So [00:47:09] S0: I'm really I'm really confused, Brad, because across the rest of this recording, you've said many intelligent things. You've exuded a lot of just authority and gravitas. But like, so why did you choose to go to a hospital, a deserted hospital that was designed to scare the crap out of you? What what what's going on? Why is this a thing? [00:47:27] S4: I I was in college and it was the thought of going through with a date produced the highest likelihood of getting to hold hands and hug. So Okay. Was the logic behind it. [00:47:42] S0: Okay. It makes it makes more sense. I mean, so Dan, from a from a fellow Brit perspective, are you are you a hal... Have you got on board the Halloween train or where's yours, what's your stance?
00:47:42 · Kate Moody, Daniel Wills
[00:47:42] S0: Okay. It makes it makes more sense. I mean, so Dan, from a from a fellow Brit perspective, are you are you a hal... Have you got on board the Halloween train or where's yours, what's your stance? [00:47:51] S2: I think we're definitely, we're definitely not at haunted scare hospitals yet in The UK. But, I can see your strategy, Brad, there. Very clever. I think, well, with It works, by the way. I think having got young children, we're definitely a Halloween household. I've seen it come on over the last decade or so. Definitely, when I was young, perhaps similar age to Brad when he was in his haunted hospital, I just remember dressing up, relatively straightforward outfits, and now it seems the dog's got an outfit as well these days. So who knows, what's what's gonna come up next. But from my very sensible, boring financial planning perspective, I guess this this growth of the industry just puts, I guess, a little bit more pressure on on households generally to put a downer on things. So if people can concentrate over the course of the year to put a little bit away each month, then October, November, December is not gonna seem like such a stretch because it's such an expensive part of the year. So my little bit of advice there for people, I guess, is to is to put a little bit away every month to make these months a little bit easier. But but, yeah, perhaps that's my scare as as a as a financial planner.
00:49:12 · Kate Moody, Brad Wiskirchen, Matthew Goldman
[00:49:12] S0: Well, yeah, mean, I think we've... I'm being encouraged to try and find some sort of Fintech financial services angle to this. So I suppose, to close out, I mean, you've kind of given your financial angle. I mean, Brad, Matthew, what's if we're kind of going away from ghosts and zombies and sort of just scary things in Fintech and financial services, what's what's the thing that scares you most within Fintech and financial services, Brad? [00:49:35] S4: Oh, scariest thing in Fintech and financial services. I'm not big into scary costumes, so I'd probably just go as a dongle, a payments dongle, and it's stupid simple because it's square. So I can't think of anything scary that I'd go at. [00:49:53] S3: No. Matthew, you're was gonna go as an un indemnified dispute. [00:50:02] S4: Yeah. That is that is actually scary. Yeah. It goes a dispute that's not protected by Chargebacks911.
00:50:02 · Brad Wiskirchen, Matthew Goldman, Kate Moody
[00:50:02] S4: Yeah. That is that is actually scary. Yeah. It goes a dispute that's not protected by Chargebacks911. [00:50:09] S3: There you go. I I think, I don't I don't know how to make this into a costume, but definitely like a decline, like, a... An an outage. I mean, I think as somebody who helps people build card programs, if people cannot access their money when they need to, you have totally failed them. And that is terrifying. And it's, you know, behind that is disaster recovery plans and business continuity plans and data centers and clouds. But like that, that is terrible. And I've unfortunately worked at companies like that. And my my number two is a hack. I mean, I've also, unfortunately, you know, big account takeovers and things and like, that is that is terrifying. That'll keep you up at night for for weeks on end. [00:50:50] S0: Yeah. I think I think mine would have to be my my children getting hold of my contactless card and running running off of it and just just tap tap tapping away. That's I think that's that's the thing that terrifies us. At the moment at the moment, my daughter just runs around the house with it. She she every time she finds it, she just picks up and runs and sort of shoves it down the side of the sofa and things like that. [00:51:09] S4: I would just like to see how you two convert those concepts into a costume. But when you do, send me a picture.
00:51:09 · Brad Wiskirchen, Kate Moody, Daniel Wills, Matthew Goldman
[00:51:09] S4: I would just like to see how you two convert those concepts into a costume. But when you do, send me a picture. [00:51:15] S0: Okay. No, we'll do. Okay. On that note, that sadly marks the end of today's show. Thank you so much to today's guests for joining us. Where can people find out a bit more about you and your companies, Dan? [00:51:25] S2: Thanks for having me, Kate. I've really enjoyed it. You can find Plum on the Plum, on the App Store, and Google Play or at withplum.com, and I'm on LinkedIn as Daniel Wills. So do come say hi. Awesome. Matthew? [00:51:38] S3: Yeah. It's been a pleasure to be on. You can find my company at totavi, totavi,.com, and my newsletter at cardsftw.com. [00:51:47] S0: Awesome. Go check it out. And, Brad, what about you? [00:51:51] S4: You can find our companies at chargebacks911.com or si911.com. And you can find me on LinkedIn under Bradley Wiskirchen, w I s k I r t h e I. [00:52:05] S0: Or in a haunted hospital, one of the one of the two. [00:52:07] S4: Yeah. One of Yeah.
00:52:07 · Brad Wiskirchen, Kate Moody, S1, S7, S6
[00:52:07] S4: Yeah. One of Yeah. [00:52:09] S0: And as of me, you can also find me on LinkedIn, Kate Moody, or drop me in your kate@lynnfest.com. That wraps up today's episode. Thank you so much for listening to today's show. If you like what you heard, please make sure to follow us on your favorite podcast platform of choice. And if you really like what you've heard, why not share the podcast with a colleague or a friend? As always, if you want to join the conversation, find us on social media. Just search for 11:FS or Fintech Insider or email podcast@11:FS.com. And we're also now on You'll find a link to subscribe to us in the show description below. Thanks again, and goodbye. [00:52:45] S1: Life is all about making decisions. Sometimes you make questionable ones, like buying a new TV that's too big for the wall because the electronics store employee was a little too good at their job. Then sometimes you make great ones, like protecting your home in auto with Progressive. You get customized coverage options so you can be sure you have the right coverage. Get your quote today at progressive.com. Progressive Casualty Insurance Company affiliates and other insurers not available in all states. [00:53:14] S7: Your sausage McMuffin with egg didn't change. Your receipt did. The sausage McMuffin with egg extra value meal includes a hash brown and a small coffee for just $5. Only at McDonald's for a limited time. [00:53:26] S6: Price and participation may vary. Promotion pricing may be lower than meal pricing.