00:37:19 · Zubin Vandrevala, Aman Narain
[00:37:19] S1: Alright. Let's let's do this. Bets, one each. Mine follows the wall concession. By the 12/31/2027, Amazon publishes a official program, API or MCP endpoint that lets named outside agents search and buy on amazon.com. Resolution, Amazon's newsroom or developer document. [00:37:42] S0: I think that's a good one. Mine follows the liability. By the 12/31/2027, more near term, Visa or Mastercard publishes a dispute rule or reason code specific to agent initiated transactions or CFPB. The Fed or Britain's FCA issues a rule or formal guidance on who's liable when an agent buys the wrong thing. Resolutions, the network's published rules or the regulator's own website. [00:38:15] S1: And I'm not if we're wrong. [00:38:17] S0: Same deal as part one, Zubin. We come back on air and we eat pie, humble pie. [00:38:23] S1: That's right. That's right. And and by the way, can feel it. Here comes the mic drop.
00:38:23 · Zubin Vandrevala, Aman Narain
[00:38:23] S1: That's right. That's right. And and by the way, can feel it. Here comes the mic drop. [00:38:27] S0: Go back to Memphis. Clarence Saunders took the clock away and handed his shelves to strangers. Then go to Atlanta in 2030 where Tamika hands the shelf to software. Both times, the technology is the easy part. The one number, less than 1%. AI is barely a buyer today. The hype is right about the direction and wrong if you'd like about the timing. The trick from Hangzhou, eBay had the better technology. Alibaba held the buyer's money until goods arrived. It took the strangers risk off the buyer, and it won. The agent's error will be won by the same way, by whoever underwrites the software's mistake. And who is the customer when the customer is the software? In law, it's still Topeka. In commerce, whoever stands behind the agent when it gets it wrong. The firm that says, if my software buys the wrong thing, that's on me. Every shopping revolution looked like a technology story and turned out to be a trust story. This one will too. Which is why part three is about the bank. Because while the software shops, someone still has to hold the money. [00:39:43] S1: So that's part two of the future of series. We talked about work, shopping, and next, banking. [00:39:51] S0: A question for you. And and tell us in the comments, would you let software do your weekly shop? And what limit would you set it? $50? A 100? None at all?
00:39:51 · Aman Narain, Zubin Vandrevala
[00:39:51] S0: A question for you. And and tell us in the comments, would you let software do your weekly shop? And what limit would you set it? $50? A 100? None at all? [00:40:01] S1: And by the way, we read every answers, even the ones written by agents. And for the record, final score, act one to Aman, two concessions to me. [00:40:11] S0: He's been waiting all episode to say that. Okay. Part three, the future of banking lands in a couple of weeks. And if you want the long read, I'll be issuing an essay on A Man Who Blocks. [00:40:24] S1: Alright. Subscribe and share this with that one person in your team who still thinks agents are a twenty thirty five problem. And leave a review. It helps people like you find us. [00:40:36] S0: Stay curious. [00:40:37] S1: Stay purposeful, and stay within your limits. And by the way, one more thing. [00:40:43] S0: Go on. [00:40:45] S1: Picture Kaseya's treasury agent moving money at two in the morning. Software asks, software checks, software receives. The only part in that chain that still has to know a human by name is the bank. [00:41:00] S0: So the bank may be the last place the customer is still a human. [00:41:04] S1: Sets us up real well for part three. This is A2Z Fintech.