PayJoy

People 3

• DRDoug RicketFounder and CEO2 sourcesFounder and CEO of PayJoy, a company that uses smartphones as digital collateral for credit in emerging markets.
• BPBrad Penningtonchief risk officer1 sourceChief risk officer of PayJoy, previously an employee of Prosper.
• MHMark Hainencofounder1 sourceEngineer and early cofounder of PayJoy, a fintech company; previously worked at Stellar.